Job Description
Job Description
Role Summary:
We are seeking a detail‑oriented and highly motivated BSA/Compliance Analyst to join our Compliance team. In this critical role, you will help protect the credit union from financial crime by supporting our Bank Secrecy Act (BSA), Anti‑Money Laundering (AML), and Combating the Financing of Terrorism (CFT) programs. This role ensures adherence to all federal and state regulatory requirements, including the USA PATRIOT Act and Office of Foreign Asset Controls regulations.
You will conduct investigations, perform ongoing monitoring, collaborate with regulatory agencies, and help ensure the credit union meets all federal and state compliance obligations. This is an excellent opportunity for someone passionate about financial crime prevention, regulatory compliance, and work that truly makes an impact.
Essential Functions & Responsibilities
Investigations & Monitoring (70%)
§ Conduct reviews of account activity to identify unusual, suspicious, or potentially illicit behavior, including money laundering, fraud and terrorist financing risks using the credit unions transaction monitoring system (Verafin).§ Prepare Suspicious Activity Reports (SARs) with submission-ready documentation and narratives in accordance with FinCEN requirements.§ Review and finalize Currency Transaction Reports (CTRs), ensuring accuracy and compliance prior to approval and submission. Monitor and disposition daily alerts for OFAC, sanctions, watchlists, and transaction monitoring systems.§ Maintain and track Customer Due Diligence (CDD) questionnaires.
§ Conduct enhanced due diligence (EDD) and investigations on high-risk members and accounts, reporting any unusual/suspicious activity to the BSA Officer.§ Maintain records for high-risk member files (i.e. ATMs, Cash Intensive businesses).
Regulatory Communications & Reporting (20%)
§ Participate in information sharing per FinCEN 314(a) and 314(b).
§ Process subpoenas and legal requests by conducting account research and collecting/submitting requested documentation to legal entities. § Assist with regulatory exams and internal audits.
Compliance Program Support (10%)
§ Support the Member Identification Program (MIP/KYC).
§ Conduct regulatory research using legal and regulatory references.
§ Provide feedback on program enhancements and emerging risks.
Other duties as assigned.
Experience
§ At least one year of related banking experience. Banking compliance, BSA/AML or audit support experience preferred.
Knowledge and Skills Required
§ Working knowledge of BSA, AML, CFT, OFAC regulations, and the USA PATRIOT Act.
§ Strong investigative, analytical, and problem‑solving abilities.
§ Exceptional writing skills, particularly in drafting SAR narratives.
§ Ability to work with a high degree of accuracy, confidentiality, and professionalism.
§ Familiarity with banking systems and Microsoft Office, and Verafin a plus.
§ Ability to collaborate effectively with auditors, regulators, and internal teams.
Work Environment
§ Hybrid option: 3 days onsite at our Franklin Street, Nashua NH location, 2 days remote.
Triangle Credit Union is proud to be an Affirmative Action/Equal Opportunity Employer. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process or are limited to use the online application process, you may contact the Human Resources Department at 603-889-2470 for other options to apply.Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities